TERMS OF SERVICE

OVERVIEW

This website operates as a referral service that connects users with qualified third-party service providers. Throughout the site, the terms “we”, “us” and “our” refer to this website and its operators. We offer this website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.

By visiting our site and using our referral services, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site.

Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services.

We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

SECTION 1 - WEBSITE TERMS

By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

You may not use our services for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).

You must not transmit any worms or viruses or any code of a destructive nature.

A breach or violation of any of the Terms will result in an immediate termination of your access to our services.

SECTION 2 - GENERAL CONDITIONS

We reserve the right to refuse service to anyone for any reason at any time.

You understand that when you use our referral services, you will be redirected to third-party websites that are not owned or operated by us. We have no control over the content, privacy policies, or practices of these third-party sites.

You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service without express written permission by us.

SECTION 3 - AFFILIATE MARKETING DISCLOSURE

This website participates in affiliate marketing programs and may earn commissions from qualifying actions or purchases made through links or forms on this site. We receive compensation from our partners when connections are made. This compensation does not affect the services you receive from third-party providers or influence our recommendations.

We do not provide direct services and are not responsible for the quality, availability, or performance of services provided by our third-party partners.

SECTION 4 - EDUCATIONAL CONTENT DISCLAIMER

Any educational content, resources, guides, videos, or materials provided on this website are for informational purposes only. This content:

• Is not professional advice of any kind

• Should not be used as a substitute for consultation with qualified professionals

• May not be accurate, complete, or current

• Is provided without warranty of any kind

We make no guarantees about the accuracy, reliability, or completeness of any information provided. You should consult with qualified professionals before making any decisions based on information from this website. We are not liable for any decisions made or actions taken based on the educational content provided.

SECTION 5 - ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION

We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk.

We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.

SECTION 6 - MODIFICATIONS TO THE SERVICE

We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.

We shall not be liable to you or to any third-party for any modification, suspension or discontinuance of the Service.

SECTION 7 - THIRD-PARTY TOOLS AND SERVICES

We may provide you with access to third-party tools and services over which we neither monitor nor have any control nor input.

You acknowledge and agree that we provide access to such tools and services “as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of third-party tools or services.

Any use by you of third-party tools or services offered through the site is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools and services are provided by the relevant third-party provider(s).

SECTION 8 - THIRD-PARTY LINKS AND SERVICES

When you click on links or buttons on our site, you may be directed to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy of third-party websites and we do not warrant and will not have any liability or responsibility for any third-party materials, websites, services, or products.

We are not liable for any harm or damages related to the use of services, resources, content, or any other transactions made in connection with any third-party websites or services. Please review carefully the third-party’s policies and practices and make sure you understand them before you engage with their services. Complaints, claims, concerns, or questions regarding third-party services should be directed to the third-party.

You understand and agree that your relationship for any services is directly with the third-party service provider, not with us. We are not a party to any agreements you may enter into with third-party service providers.

SECTION 9 - PERSONAL INFORMATION

Your submission of personal information through our site is governed by our Privacy Policy. To view our Privacy Policy, please see our Privacy Policy page.

Any personal information you provide to third-party service providers after being referred from our site is governed by their respective privacy policies, not ours.

SECTION 10 - PROHIBITED USES

In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the site or its content:

1. for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code; (h) to collect or track the personal information of others; (i) to spam, phish, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service.

We reserve the right to terminate your use of the Service for violating any of the prohibited uses.

SECTION 11 - DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY

We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free.

We do not warrant that the results that may be obtained from the use of our referral service will be accurate, reliable, or satisfactory.

You expressly agree that your use of, or inability to use, the service is at your sole risk. The service is provided ‘as is’ and ‘as available’ for your use, without any representation, warranties or conditions of any kind, either express or implied.

IMPORTANT: We do not provide any services directly. We only provide referrals to third-party service providers. We make no warranties or representations about the quality, availability, or suitability of any third-party services.

In no case shall this website, its operators, directors, officers, employees, affiliates, agents, contractors, suppliers, or service providers be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of our referral service or any services obtained through third-party providers referred by us.

Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.

SECTION 12 - INDEMNIFICATION

You agree to indemnify, defend and hold harmless this website and its operators, affiliates, partners, officers, directors, agents, contractors, and service providers, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Service, your use of third-party services obtained through our referrals, or your violation of any law or the rights of a third-party.

SECTION 13 - SEVERABILITY

In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions

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SECTION 14 - TERMINATION

These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by ceasing to use our site.

If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we may terminate this agreement at any time without notice and may deny you access to our services.

SECTION 15 - ENTIRE AGREEMENT

These Terms of Service and any policies or operating rules posted by us on this site constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us.

SECTION 16 - GOVERNING LAW

These Terms of Service shall be governed by and construed in accordance with the laws of United States.

SECTION 17 - CHANGES TO TERMS OF SERVICE

We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website following the posting of any changes to these Terms of Service constitutes acceptance of those changes.

SECTION 18 - CONTACT INFORMATION

For questions about these Terms of Service, please contact us at:

Email: [email protected]

These terms are subject to change without notice. The current version will always be available on our website.